Absolutely correct - and the magnitude of that effect in reference to being "top-heavy" is impacted by the height of the COG. Lower = better.
One thing to note is that what would've been a top-heavy design "way back when" with old, traditional construction methods and materials balances...
I expected that the rising trend of owner-operation of larger, more luxurious day boats and yachts would've brought about this change to a far...
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